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Research life insurance options (BC, Canada)

Status
Done
Priority
high
Due Date
Mar 22, 2026
Category
financial
insurancefinancial-planningresearch
📄
Research Report
View the full research report for this task

Description

Research life insurance options for Azzy & Neha in British Columbia, Canada.

Research

See Life Insurance BC Research for the full report.

Decision Log

  • 2026-03-22: Completed comprehensive life insurance research
  • Recommendation: Term life insurance, 20-year term, $750K-$1M each
  • Best providers: PolicyMe (cheapest), Manulife (best riders), Sun Life (best claims)
  • Expected cost: ~$50-$86/month combined for $500K-$1M each

Action Items

  • Research term vs whole life
  • Compare providers and rates
  • Get quotes from PolicyMe
  • Get quotes from PolicyAdvisor
  • Schedule medical exams
  • Choose and apply for policy

Completion Notes

Research complete. Key takeaway: Buy term insurance NOW — premiums double from 30s to 40s. Get critical illness rider. PolicyMe has the best rates for online purchase.

Created: 2026-03-22Completed: 2026-03-22